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Insurance and Assistance

The Preferred Plan Insurance from Travel Guard

Insurance and assistance for vacations, cruises, and tours. Choose the plan travelers trust.

Insurance and assistance are important when planning a trip. You would like to believe that your trip will go as planned, however, if something unexpected happens, you will definitely want to be prepared. Our Preferred Plan offers generous protection for all of your domestic and international travel. With features like comprehensive trip cancellation, primary emergency medical coverage plus 24–hour travel assistance and optional benefits that tailor the plan to your travel needs, it’s the perfect companion for your perfect vacation.

The Preferred Plan covers a variety of unforeseen situations, including illness and injury or death. In addition, it also covers job loss and supplier financial default, terrorism and uninhabitable home or destination due to a natural disaster.

This plan is affordable, plus there is no charge to you for covering kids 17 and under related to the primary insured.

Purchasing travel insurance is fast and easy.

Travel Insurance Coverages

Trip Cancellation Insurance – up to ​100% of Insured Trip Cost

Travel insurance and assistance reimburses your prepaid and non–refundable expenses if you have to cancel your trip due to a covered reason.

Trip Interruption Insurance and Assistance – up to 150% of Insured Trip ​Cost

This will reimburse you for the unused, non-refundable portion of your trip. In addition, it will also cover the increased transportation costs for you to return to your home due to a covered reason.

Missed Connection Insurance and Assistance – Maximum Limit $250

Reimburses up to the Maximum Limit if Inclement Weather or Common Carrier causes a cancellation or a delay of regularly scheduled airline flights for three or more hours to your point of departure.

Travel Delay – Maximum Limit $750

This reimburses up to $150 a day to the Maximum Limit for Reasonable and Additional Expenses for meals, accommodations and taxi fares. Travel Delay coverage also reimburses you for any essential phone calls in the event that your trip becomes delayed for 5 hours or more, due to covered reasons.

Medical Protection

Medical Expense Insurance and Assistance – Maximum Limit $25,0​00

This will pay up to the Maximum Limit for necessary medical expenses that may be incurred while on a Trip. This coverage is in excess of any other coverage or indemnity. Coverage will become Primary if purchased within 15 days of your Initial Trip Payment.

Emergency Medical Evacuation Assistance – Maximum Limit $500,00​0

EME covers evacuation and transportation as directed by a Physician to the nearest adequate medical facility. This also covers a special medical escort when recommended in writing by an attending Physician.

Baggage Protection

Baggage & Personal Effects Loss Insurance and Assistance – Maximum Limit $1,000

This protection will reimburse you if your baggage becomes lost, stolen, or damaged, subject to the Maximum Limit. This coverage is also in excess of any other coverage or indemnity.

Baggage Delay Insurance– Maximum Limit $300

If your baggage becomes delayed for more than 12 hours, you will be reimbursed for the purchase of Necessary Personal Effects (subject to the Maximum Limit).

Assistance Services

Help always just a phone call away with the Travel Guard Preferred Plan. This plan includes 24-hour travel assistance services.

Optional Benefit

Cancel  for Any Reason

With this option, you will be reimbursed for 50% of non-refundable expenses if your trip is canceled for any reason (up to 48 hours prior to your departure). This coverage can only be purchased at the time the base plan is purchased. You must purchase this coverage within 15 days of your initial trip payment. Coverage must be purchased for the full cost of all pre-paid, non-refundable trip arrangements.